Financing through Wisetack
Pay for a needed repair or a new system over time. Financing is available at all three branches on jobs of $500 or more.
Check your options with your branch’s Wisetack link. Choose your branch at the top of the page.
Overview
Powell’s Plumbing & Air offers financing through Wisetack. Payment options through Wisetack are provided by Wisetack’s lending partners. Powell’s is not the lender, and we don’t make credit decisions.
Financing lets you go ahead with work that shouldn’t wait, like a failed water heater or a sewer line, and pay for it in monthly installments.
Who can use it
- Customers of all three branches: Norfolk, Winchester and Wilmington.
- Jobs of $500 or more.
- All financing is subject to credit approval. Your terms may vary.
How it works
- Get your written price. Your technician finds the problem and gives you a written, flat-rate price before any work starts.
- Check your options. Apply with your branch’s Wisetack link, or with your technician on site. Your options are shown right after you fill out the credit form.
- Choose a plan. Plan lengths range from 3 to 120 months, depending on the offer you’re approved for.
- We do the work. You pay Wisetack’s lending partner in monthly payments under the terms you accepted.
Get your ducks in a row
Big jobs often come in threes. If your air conditioner, furnace and water heater are all getting old, replacing them together can mean one visit, one written price and one financed project instead of three separate bills over three years.
- AC + furnace, or a heat pump that does both: one system, sized together.
- Add the water heater while the crew is already there.
- One plan to pay for all of it, on jobs of $500 or more.
Heating and cooling are available in Winchester and Wilmington today, and in Norfolk from January 2027. Ask your branch for a written price on the whole project.
What people finance most
Water heaters, water softeners, sewer lines, and air conditioners and heat pumps. Financing can be used on any job of $500 or more.
Required disclosure
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at https://www.wisetack.com/faqs.
Your loan terms
Before you accept, Wisetack shows your rate, term and monthly payment. Your loan agreement has the full terms, and you can review them before you sign.
Questions
Does checking my options affect my credit?
Wisetack explains how applications work in its FAQs at wisetack.com/faqs.
Can I pay off early?
See your loan agreement and Wisetack’s FAQs for the terms of your plan.
Who do I call about my payments?
Questions about an approved plan go to Wisetack. Questions about the work go to your Powell’s branch.
Want a written price first?
Call your local branch. We'll price the job before anything starts.
